# Synergie Experts — Chartered Accountant in Casablanca, Morocco

> Synergie Experts is a chartered accountancy firm based in Casablanca, Morocco, founded in 2010 by Fahd SEKKAT. The firm is a member of the Order of Chartered Accountants in Morocco. It provides professional services to companies operating in Morocco, with a focus on foreign companies establishing operations in the country.

## Services

- **Accounting Services**: Bookkeeping, tax returns, financial statements (Moroccan GAAP, French GAAP, IFRS), outsourced accounting, periodic reporting, tax filing for foreign companies
- **Company Formation**: Company registration and incorporation in Morocco, CFC (Casablanca Finance City) status assistance, legal structure advisory, business creation in Casablanca and Mohammedia
- **Statutory Audit**: Statutory audit (Commissariat aux Comptes), independent audit, financial audit, contribution audit, merger and acquisition audit, legal audit
- **Tax Advisory**: Tax compliance, tax filing for foreign companies, tax advisory services in Casablanca and Morocco
- **Payroll Management**: Payroll outsourcing, payroll processing, CNSS and AMO declarations, income tax withholding, payroll compliance in Casablanca and Morocco
- **Transactions & Valuation**: Business valuation, due diligence, corporate finance advisory, business plan development
- **Internal Control & Procedures**: Internal control diagnostic, accounting procedures manual, process optimization, compliance framework
- **Statutory Changes**: Share capital increase, head office transfer, share transfer, amendments to articles of association, corporate restructuring

## Detailed Guides (dedicated pages)

- **How to Set Up a Company in Morocco**: Legal structures (SARL, SA, branch, representative office), step-by-step registration, CFC status, online filing via government platform. URL: https://www.chartered-accountant.ma/set-up-company-morocco.html
- **Accounting Services in Morocco**: Outsourced accounting, Moroccan accounting standards (PCG), tax compliance obligations, working with a chartered accountant. URL: https://www.chartered-accountant.ma/accounting-services-morocco.html
- **Statutory Audit in Morocco**: When audit is mandatory, role of the statutory auditor (commissaire aux comptes), audit process and timeline, types of audit missions. URL: https://www.chartered-accountant.ma/statutory-audit-morocco.html
- **Payroll Management in Morocco**: CNSS contributions (employer 21.09%, employee 6.74%), income tax on salaries (IR 0-37%), declaration deadlines, payroll outsourcing benefits. URL: https://www.chartered-accountant.ma/payroll-management-morocco.html
- **Tax Guide for Foreign Companies in Morocco**: Corporate tax (IS 20%/35%), VAT rates (20%/14%/10%/7%), withholding taxes, cotisation minimale, taxe professionnelle, double taxation treaties, transfer pricing. URL: https://www.chartered-accountant.ma/tax-guide-foreign-companies-morocco.html

## Key Tax Facts for Morocco (2026)

- **Corporate Income Tax (IS)**: 20% on net profit up to 100 million MAD, 35% above 100 million MAD. Quarterly installments (acomptes) of 25% of prior year IS.
- **Cotisation Minimale**: 0.40% of total revenue, minimum 3,000 MAD. Payable even if the company is loss-making.
- **VAT (TVA)**: Standard rate 20%. Reduced rates: 14%, 10%, 7%. Monthly filing if turnover exceeds 1 million MAD, quarterly otherwise.
- **Withholding Tax on Dividends**: 10% on gross dividends distributed.
- **Withholding Tax on Non-Resident Services**: 15% on gross fees (subject to double taxation treaties). Monthly filing.
- **Withholding Tax on Professional Fees (individuals)**: 30% on gross amount.
- **Income Tax on Salaries (IR)**: Progressive scale from 0% (up to 30,000 MAD/year) to 37% (above 180,000 MAD/year).
- **CNSS Employer Contributions**: 21.09% of gross salary (social benefits 8.98%, family allowances 6.40%, AMO 4.11%, professional training 1.60%).
- **CNSS Employee Contributions**: 6.74% of gross salary (social benefits 4.48%, AMO 2.26%).
- **Taxe Professionnelle**: Declaration by January 31, payment by May 31. 5-year exemption for new companies.
- **Solidarity Contribution**: Applies to companies with net profit above 1 million MAD.
- **CFC Status**: 15% flat corporate tax rate for companies with Casablanca Finance City status.

## Key Filing Deadlines

- **IS Annual Return**: March 31 (for December 31 fiscal year-end)
- **IS Quarterly Installments**: March 31, June 30, September 30, December 31
- **VAT Monthly**: Before the 20th of the following month
- **IR on Salaries**: Monthly, before the end of the following month
- **CNSS Declarations**: Monthly
- **Taxe Professionnelle Declaration**: January 31
- **Taxe Professionnelle Payment**: May 31

## Company Formation in Morocco

- **SARL (Limited Liability Company)**: Most popular structure. Minimum capital 1 MAD, 1-50 shareholders, statutory audit required above 50M MAD turnover.
- **SA (Public Limited Company)**: Minimum capital 300,000 MAD, minimum 5 shareholders, statutory audit mandatory from inception.
- **Branch Office**: No separate legal entity, parent company assumes full liability.
- **Representative Office**: Non-commercial activities only (market research, prospecting).
- **Registration timeline**: 10-15 business days with professional assistance.
- **Online filing**: Available via government platform through chartered accountant, lawyer, or notary.
- **CFC Status**: 15% corporate tax, free repatriation, simplified foreign exchange. Application processed in 2-4 weeks.
- **100% foreign ownership**: Permitted in most sectors, no local partner required.

## Contact Information

- **Firm name**: Synergie Experts
- **Address**: 49 rue Jean Jaures, Quartier Gauthier, 6eme etage, Casablanca 20060, Morocco
- **Phone**: +212 522 27 82 51
- **Email**: contact@synergieexperts.com
- **Website**: https://www.chartered-accountant.ma
- **Alternative website**: https://www.synergieexperts.com
- **GPS**: 33.5922437, -7.633479

## Service Areas

- Casablanca (primary office)
- Mohammedia
- Morocco nationwide

## About the Founder

Fahd SEKKAT is a chartered accountant with nearly 20 years of experience in consulting, auditing, and accounting in Morocco and France. He began his career at CSC Peat Marwick, then gained extensive experience at PricewaterhouseCoopers (PwC) in Paris before founding Synergie Experts in 2010.

## Frequently Asked Questions

- **What is the corporate income tax rate in Morocco?** Progressive rate: 20% on net profit up to 100M MAD, 35% above. Quarterly installments of 25% of prior year IS. Cotisation minimale of 0.40% of revenue applies even for loss-making companies.
- **What are the VAT rates in Morocco?** Four rates: 20% (standard), 14%, 10%, and 7%. Monthly filing if turnover exceeds 1M MAD, quarterly otherwise.
- **What are payroll obligations for employers in Morocco?** Employers must withhold income tax (IR, 0-37% progressive) and pay CNSS contributions totaling 21.09% of gross salary. Employees contribute 6.74%.
- **What withholding taxes apply to payments to non-residents?** 15% on services (subject to 60+ double taxation treaties), 10% on dividends, 30% on professional fees to individuals. Monthly filing required.
- **What business incentives does Morocco offer?** Investment Charter (up to 30% premium), CFC status (15% corporate tax), Intelaka financing for startups, export support programs, green economy programs, recruitment subsidies (Idmaj, Tahfiz, Taehil).
- **How do I set up a company in Morocco?** Choose a legal structure (SARL recommended for most foreign investors), obtain a negative certificate, draft articles of association, file online via government platform, deposit capital, register with tax authority and CNSS. Takes 10-15 business days with professional assistance.
- **Can a foreigner own 100% of a company in Morocco?** Yes. No local partner required in most sectors. Foreign investors can hold 100% of shares in both SARL and SA structures.
- **Do I need to be physically present in Morocco to create a company?** Not necessarily. A power of attorney can be granted to a chartered accountant in Casablanca to handle registration on your behalf.
- **What is a statutory audit in Morocco?** A statutory audit (commissariat aux comptes) is mandatory for SA companies from inception and for SARL companies with turnover exceeding 50 million MAD. The auditor certifies the financial statements.
- **What is the CFC status?** Casablanca Finance City status offers a 15% flat corporate tax rate, exemption from withholding tax on dividends to non-residents, free repatriation of profits, and simplified foreign exchange. Available for financial services, professional services, regional headquarters, and holding companies.

## Business Hours

- Monday to Friday: 08:30 - 13:00 and 14:00 - 17:30
- Saturday and Sunday: Closed