Chartered Accountant in Morocco
Professional Accounting & Audit Services in Casablanca
Synergie Experts provides chartered accountancy services, statutory audit, tax compliance, and advisory services to companies operating in Morocco. Member of the Order of Chartered Accountants since 2010.
Contact UsYour Gateway to Doing Business in Morocco
Welcome to Synergie Experts, a Casablanca-based chartered accountancy firm dedicated to helping foreign companies establish and grow their operations in Morocco. Whether you need to set up a company in Morocco, incorporate a company in Casablanca, or seek ongoing accounting and compliance support, this page provides you with an overview of our firm and the key services we offer to international businesses.
Morocco has become one of Africa's most attractive investment destinations, thanks to its strategic geographic position, its free trade agreements with over 50 countries, and incentive programs such as Casablanca Finance City (CFC). However, navigating the local regulatory, tax, and legal environment requires trusted local expertise. That is exactly what Synergie Experts delivers — professional guidance from company formation and business creation to day-to-day bookkeeping services, payroll management, statutory audit, and tax filing for foreign companies, so you can focus on growing your business with confidence.
Our firm serves clients in Casablanca, Mohammedia, and across Morocco. As chartered accountants, we provide independent audit, tax advisory, and outsourced accounting services to international businesses operating in the country.
Understanding Morocco's Tax Framework
Morocco operates a structured tax system that applies to all companies operating within its territory. Whether you are a newly established subsidiary or an existing entity, understanding the main taxes, their rates, and filing deadlines is essential for compliance. Below is a practical overview of the key taxes applicable to companies in Morocco.
Fiscal Cost of Doing Business in Morocco
| Tax | Calculation Base | Rate | Filing Deadline |
|---|---|---|---|
| Corporate Income Tax (IS) | Net taxable profit (progressive) | 20% (up to 100M MAD) 35% (above 100M MAD) |
Annual return within 3 months of fiscal year-end |
| IS Installments (Acomptes) | 25% of previous year's IS (x4) | 4 quarterly installments | Each end of quarter |
| Minimum Contribution (Cotisation Minimale) | Total revenue + financial income + grants | 0.40% (min. 3,000 MAD) | Due with 1st IS installment |
| Withholding Tax on Dividends | Gross dividend distributed | 10% | Within 1 month of distribution |
| Social Solidarity Contribution | Net profit above 1M MAD | 1.5% (1M–5M) 2.5% (5M–10M) 3.5% (10M–40M) 5% (above 40M) |
Same deadline as IS return |
Other Taxes & Withholding Obligations
| Tax | Calculation Base | Rate | Filing Deadline |
|---|---|---|---|
| VAT (TVA) | Difference between collected and deductible VAT | 20% (standard) / 14% / 10% / 7% | Monthly (turnover > 1M MAD) or Quarterly |
| Withholding Tax on Rent | Gross rent paid to individuals | 10% to 20% | Monthly, by end of following month |
| Withholding Tax on VAT | VAT on supplier invoices (assets & individual suppliers) | 75% or 100% of VAT | Monthly, with VAT return |
| Withholding Tax – IS (non-residents) | Gross fees/services paid abroad | 15% (subject to double taxation treaties) | Monthly, by end of following month |
| Withholding Tax – IR (professionals) | Gross professional fees to individuals | 30% | Monthly, by end of following month |
| Tax on Business Activity (Taxe Professionnelle) | Rental value of business premises | 10% / 15% / 20% / 25% by class | Declaration: Jan 31 — Payment: May 31 (exempt first 5 years) |
Annual Tax Calendar
- Monthly — VAT return, WHT on rent, WHT on services to non-residents, WHT on professional fees, WHT on VAT
- Quarterly — IS installments (end of Mar, Jun, Sep, Dec) Based on a December 31 fiscal year-end. Deadlines shift for other year-ends.
- Annual — IS return (Mar 31), Taxe Professionnelle declaration (Jan 31) & payment (May 31), Social Solidarity Contribution IS return deadline: within 3 months of fiscal year-end.
Payroll Obligations in Morocco
Employers in Morocco are required to withhold income tax (IR) from employee salaries and to pay social security contributions to the CNSS. Below is a summary of the applicable rates.
Income Tax on Salaries (IR)
| Annual Net Taxable Salary (MAD) | Rate |
|---|---|
| 0 – 40,000 | 0% |
| 40,001 – 60,000 | 10% |
| 60,001 – 80,000 | 20% |
| 80,001 – 100,000 | 30% |
| 100,001 – 180,000 | 34% |
| Above 180,000 | 37% |
Professional expenses deduction: 20% of gross salary (capped). Family deduction: 500 MAD per dependent (max 6).
CNSS Contributions
| Contribution | Employee | Employer | Ceiling |
|---|---|---|---|
| Social benefits (Prestations sociales) | 4.48% | 8.98% | 6,000 MAD/month |
| Family allowances (Allocations familiales) | — | 6.40% | None |
| Health insurance (AMO) | 2.26% | 4.11% | None |
| Professional training (Formation professionnelle) | — | 1.60% | None |
| Total | 6.74% | 21.09% |
Business Incentives & Government Support
Key programs available to companies operating in Morocco
Morocco offers a wide range of government-backed incentive programs designed to support businesses at every stage of development. From startup financing to export support and green investment, these programs — coordinated by the CRI (Centre Regional d'Investissement) and institutional partners — provide grants, preferential loans, state guarantees, and technical assistance.
Investment Charter
New incentive framework offering investment premiums of up to 30% of eligible investment amount, including territorial, sectoral, and employment bonuses.
- Up to 30% investment premium
- Territorial bonus (10-15%)
- Sector-specific bonuses (5%)
- Specific TPME support
SME & Startup Financing
State-backed guarantee programs through TAMWILCOM enabling easier access to bank financing for investment and working capital.
- Intelaka — preferential loans for new businesses
- Damane Istitmar — investment guarantees
- Damane Express — up to 1M MAD
- Innov Risk / Innov Dev — startup innovation
Export Support
Programs to help Moroccan companies access international markets through financing, insurance, and technical support.
- Export Morocco Now 2024-2026
- Damane Tasdir — export guarantees
- Power Export — export financing
- Primo-Exporters program
Green Economy & Renewables
Dedicated financing for green technology, energy efficiency, and environmental projects through state and international partner programs.
- Green Invest — up to 10M MAD
- EBRD / AFD credit lines
- GEFF Morocco green facility
- Istidama — agricultural sustainability
Recruitment & Training
Government subsidies for hiring and training to reduce employment costs and develop workforce skills.
- Idmaj — integration contracts
- Tahfiz — startup hiring incentives
- Taehil — skills training programs
Stock Market & Investment Funds
Access to capital markets through the Casablanca Stock Exchange and government-backed investment funds.
- SME market listing support
- Fonds Mohammed VI investment vehicles
- Business angel networks
- Crowdfunding platforms
Source: Kit de l'accompagnement de l'Entreprise — CRI Casablanca-Settat, Edition October 2025. Contact our team for assistance in identifying and applying for the programs most relevant to your business.
Our Services
Comprehensive accounting, audit, and advisory solutions for your business
Accounting Services
Complete outsourced accounting, tax, social, and legal management for your company in Casablanca and Morocco. See our tax framework overview for applicable rates.
- Bookkeeping services and tax returns
- Financial statements (Moroccan GAAP, French GAAP, IFRS)
- Tax compliance and tax advisory
- Tax filing for foreign companies
- Periodic reporting
Company Formation
Complete assistance to set up a company in Morocco or incorporate a company in Casablanca. Explore available government incentives for your project.
- Company registration and incorporation
- Business creation in Morocco and Mohammedia
- CFC (Casablanca Finance City) status assistance
- Legal structure advisory
Statutory Changes
Expert handling of all statutory modifications and corporate changes.
- Share capital increase
- Head office transfer
- Share transfer and assignment
- Amendments to articles of association
- Corporate restructuring
Audit Services
Independent audit and statutory auditor services by certified professionals in Casablanca.
- Statutory audit (Commissariat aux Comptes)
- Independent audit and financial audit
- Contribution audit
- Merger and acquisition audit
- Legal audit and due diligence
Transactions & Valuation
Strategic financial advisory for mergers, acquisitions, and business planning.
- Business valuation and appraisal
- Business plan development
- Acquisition audits and due diligence
- Corporate finance advisory
- Transaction support
Internal Control & Procedures
Implementation of robust internal control systems and accounting procedures.
- Internal control diagnostic
- Accounting procedures manual
- Process optimization
- Risk assessment and mitigation
- Compliance framework implementation
Payroll Management
Full payroll outsourcing and payroll compliance services for companies operating in Casablanca and Morocco. Review payroll obligations and CNSS rates.
- Payroll processing and payslip preparation
- CNSS and AMO social security declarations
- Income tax (IR) withholding and filing
- Payroll compliance and regulatory updates
- Employee onboarding and offboarding
About Synergie Experts
Synergie Experts is a chartered accountancy firm based in Casablanca, Morocco, providing professional services in accounting, audit, tax advisory and payroll management. As a member of the Order of Chartered Accountants in Morocco, we have the authority to conduct statutory audits as an independent statutory auditor and support entrepreneurs and CFOs across various industries throughout all stages of their company's development.
Founded in 2010 by Fahd SEKKAT, chartered accountant in Casablanca and graduate of France, the firm assists foreign companies with company formation in Morocco, tax filing, payroll outsourcing and ongoing accounting services. We serve clients in Casablanca, Mohammedia, and throughout Morocco with the same standard of professional rigour and independence. Visit our main website at synergieexperts.com for more information.
Our Strengths
- Extensive international experience of our founding partner
- Highly qualified team selected based on objective criteria
- Unwavering commitment to service quality
- Rapid response to urgent client needs
- Application of international best practices and standards
Fahd SEKKAT — Founding Partner
The firm's founding partner, Fahd SEKKAT, has nearly 20 years of experience in consulting, auditing, and accounting in Morocco and France. After beginning his career at a prestigious consulting firm (CSC Peat Marwick), he gained extensive experience in audit and accounting at the internationally renowned firm PriceWaterhouseCoopers in Paris.
These years of experience allowed him to work across diverse industries and with companies of international scope. The creation of Synergie Experts in Morocco in 2010 enables Moroccan companies to benefit from this international expertise.
Contact Us
Get in touch with our team of chartered accountants
Office Location
Quartier Gauthier, 6ème étage
Casablanca 20060
Morocco
Business Hours
02:00 PM – 05:30 PM