Professional Accounting & Audit Services for foreign companies in Morocco.
A Casablanca chartered accountancy firm working with foreign companies which want to install in Morocco and need an assist on accounting, statutory audit, tax compliance and company formation under Moroccan law. Member of the Order of Chartered Accountants of Morocco since 2010.
Your gateway to doing business in Morocco.
Synergie Experts is a Casablanca-based chartered accountancy firm that works with foreign companies operating in Morocco on planning to install in Morocco. This page presents the firm and the main services it provides to international businesses — company formation, accounting, payroll, statutory audit and tax filing.
Morocco is one of Africa's more active investment destinations, with a strategic location, free trade agreements covering over 50 countries, and programs such as Casablanca Finance City (CFC). Operating there requires familiarity with the local tax, legal and regulatory environment. Synergie Experts provides that local expertise, from company formation to day-to-day bookkeeping, payroll, statutory audit and tax filing for foreign companies.
The firm serves clients in Casablanca, Mohammedia and across Morocco. As chartered accountants, it provides independent audit, tax advisory and outsourced accounting services to international businesses operating in the country.
Seven areas
of practice.
Each engagement is led directly by a partner. We work in English with foreign-owned subsidiaries operating under Moroccan law — preparing statutory accounts, tax filings and audit deliverables to the standards expected by parent companies abroad.
Accounting Services
Bookkeeping, financial statements, outsourced accounting and statutory reporting for foreign-owned entities operating in Morocco. We handle tax returns, monthly closes and year-end deliverables.
Company Formation
Assistance to set up and incorporate a company in Morocco: registration, CFC status application, legal structure advisory and post-registration filings.
Statutory Changes
Capital increases, shareholder transfers, bylaw amendments, mergers and corporate restructuring — prepared, reviewed and filed with the competent Moroccan authorities.
Audit Services
Statutory audit, financial audit, contribution audit and merger audit work for SAs, SARLs and Moroccan subsidiaries of international groups, conducted to OEC Maroc professional standards.
Transactions & Valuation
Business valuation, due diligence and corporate finance advisory for cross-border transactions, on both buy-side and sell-side processes.
Internal Control & Procedures
Process design, control mapping and procedure manuals adapted to the company's operations — supporting group reporting requirements and SOX or equivalent compliance frameworks.
Payroll Management
Full payroll outsourcing, payroll compliance and CNSS administration for companies operating in Casablanca and Morocco. We manage monthly cycles, declarations and employee documentation.
Understanding Morocco's
tax framework.
Morocco operates a structured tax system that applies to all companies operating within its territory. Below is a practical overview of the key taxes applicable to companies in Morocco — whether you are a newly established subsidiary or an existing entity.
Fiscal Cost of Doing Business in Morocco
| Tax | Rate | Calculation Base | Filing Deadline |
|---|---|---|---|
| Corporate Income Tax (IS) | 20% (up to 100M MAD) 35% (above 100M MAD) | Net taxable profit (progressive) | Annual return within 3 months of fiscal year-end |
| IS Installments (Acomptes) | 4 quarterly installments | 25% of previous year's IS (x4) | Each end of quarter |
| Minimum Contribution (Cotisation Minimale) | 0.40% (min. 3,000 MAD) | Total revenue + financial income + grants | Due with 1st IS installment |
| Withholding Tax on Dividends | 10% | Gross dividend distributed | Within 1 month of distribution |
| Social Solidarity Contribution | 1.5% (1M–5M) 2.5% (5M–10M) 3.5% (10M–40M) 5% (above 40M) | Net profit above 1M MAD | Same deadline as IS return |
Other Taxes & Withholding Obligations
| Tax | Rate | Calculation Base | Filing Deadline |
|---|---|---|---|
| VAT (TVA) | 20% (standard) / 14% / 10% / 7% | Difference between collected and deductible VAT | Monthly (turnover > 1M MAD) or Quarterly |
| Withholding Tax on Rent | 10% to 20% | Gross rent paid to individuals | Monthly, by end of following month |
| Withholding Tax on VAT | 75% or 100% of VAT | VAT on supplier invoices (assets & individual suppliers) | Monthly, with VAT return |
| Withholding Tax – IS (non-residents) | 15% (subject to double taxation treaties) | Gross fees/services paid abroad | Monthly, by end of following month |
| Withholding Tax – IR (professionals) | 30% | Gross professional fees to individuals | Monthly, by end of following month |
| Tax on Business Activity (Taxe Professionnelle) | 10% / 15% / 20% / 25% by class | Rental value of business premises | Declaration: Jan 31 — Payment: May 31 (exempt first 5 years) |
Annual Tax Calendar
- Monthly — VAT return, WHT on rent, WHT on services to non-residents, WHT on professional fees, WHT on VAT
- Quarterly — IS installments (end of Mar, Jun, Sep, Dec) Based on a December 31 fiscal year-end. Deadlines shift for other year-ends.
- Annual — IS return (Mar 31), Taxe Professionnelle declaration (Jan 31) & payment (May 31), Social Solidarity Contribution IS return deadline: within 3 months of fiscal year-end.
Payroll Obligations in Morocco
Employers in Morocco are required to withhold income tax (IR) from employee salaries and to pay social security contributions to the CNSS. Below is a summary of the applicable rates.
Income Tax on Salaries (IR)
| Annual Net Taxable Salary (MAD) | Rate |
|---|---|
| 0 – 40,000 | 0% |
| 40,001 – 60,000 | 10% |
| 60,001 – 80,000 | 20% |
| 80,001 – 100,000 | 30% |
| 100,001 – 180,000 | 34% |
| Above 180,000 | 37% |
Professional expenses deduction: 20% of gross salary (capped). Family deduction: 500 MAD per dependent (max 6).
CNSS Contributions
| Contribution | Employee | Employer | Ceiling |
|---|---|---|---|
| Social benefits | 4.48% | 8.98% | 6,000 MAD/month |
| Family allowances | — | 6.40% | None |
| Health insurance (AMO) | 2.26% | 4.11% | None |
| Professional training | — | 1.60% | None |
| Total | 6.74% | 21.09% | — |
Business incentives
& government support.
Morocco offers a comprehensive set of incentive programs supporting foreign direct investment, business creation, exports, sustainable development and recruitment. Below is an overview of the main programs available to companies operating in Morocco.
Investment Charter
New incentive framework offering investment premiums of up to 30% of eligible investment amount, including territorial, sectoral, and employment bonuses.
- Up to 30% investment premium
- Territorial bonus (10-15%)
- Sector-specific bonuses (5%)
- Specific TPME support
SME & Startup Financing
State-backed guarantee programs through TAMWILCOM enabling easier access to bank financing for investment and working capital.
- Intelaka — preferential loans for new businesses
- Damane Istitmar — investment guarantees
- Damane Express — up to 1M MAD
- Innov Risk / Innov Dev — startup innovation
Export Support
Programs to help Moroccan companies access international markets through financing, insurance, and technical support.
- Export Morocco Now 2024-2026
- Damane Tasdir — export guarantees
- Power Export — export financing
- Primo-Exporters program
Green Economy & Renewables
Dedicated financing for green technology, energy efficiency, and environmental projects through state and international partner programs.
- Green Invest — up to 10M MAD
- EBRD / AFD credit lines
- GEFF Morocco green facility
- Istidama — agricultural sustainability
Recruitment & Training
Government subsidies for hiring and training to reduce employment costs and develop workforce skills.
- Idmaj — integration contracts
- Tahfiz — startup hiring incentives
- Taehil — skills training programs
Stock Market & Investment Funds
Access to capital markets through the Casablanca Stock Exchange and government-backed investment funds.
- SME market listing support
- Fonds Mohammed VI investment vehicles
- Business angel networks
- Crowdfunding platforms
Source: Kit de l'accompagnement de l'Entreprise — CRI Casablanca-Settat, Edition October 2025.
About
Synergie Experts.
An independent chartered accountancy practice based in Casablanca, working with foreign-owned companies operating under Moroccan law.
Synergie Experts is an independent chartered accountancy firm based in Casablanca, established in 2010. We work with foreign-owned subsidiaries operating under Moroccan law — preparing statutory accounts, tax filings, statutory audit work and payroll services to the standards expected by international parent companies.
The firm's work covers seven areas: accounting, company formation, statutory changes, statutory audit, transactions and valuation, internal control, and payroll management.
Founding partner of Synergie Experts, with nearly twenty years of experience in consulting, auditing and accounting in Morocco and France. Member of the Order of Chartered Accountants of Morocco.
Began his career at CSC Peat Marwick, then gained extensive experience in audit and accounting at PricewaterhouseCoopers (PwC) in Paris, before founding Synergie Experts in 2010.
- Ordre des Experts-Comptables du Maroc
Contact
the firm.
The firm can be reached by phone, email or the form below. Enquiries are treated confidentially.
Quartier Gauthier, 6ème étage
Casablanca 20060
Morocco